Cholamandalam Investment and Finance Company (CHOLAFIN) Share Price

NSE · Financial Services · Credit Services · ISIN INE121A01024

₹1,553.00-21.40 (-1.36%)

Key metrics

Market Cap
₹1.35 L Cr
P/E Ratio
23.29
EPS
67.61
Book Value
357.48
P/B Ratio
4.44
ROE
17.18%
ROCE
—
Debt / Equity
6.95
Net Margin
31.24%
Revenue Growth
24.91%
Profit Growth
22.75%
Dividend Yield
0.13%
52W High
₹1,952.50
52W Low
₹1,299.40
Market Cap Band
large cap
Face Value
2

Ratios computed from the annual results period ending 2026-03-31.

About Cholamandalam Investment and Finance Company Limited

Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments. It offers loans for commercial vehicles, passenger vehicle, two- and three- wheelers, and tractors and farm equipment, as well as construction equipment. The company also provides secured loans against property, and home and SME loans, as well as consumer and small enterprise loans, including personal loans, professional loans, and business loans to salaried, self-employed professionals, and proprietorship, partnership, and private limited companies. In addition, it offers gold loans, consumer durable loans, corporate insurance agencies, stockbroking and depository participants, offline payment aggregator, home extension, balance transfer of existing loans, supply chain finance, and secured term loans. Further, the company provides dealer platform services under the Gaadi Bazaar brand, which integrates vehicle trading, auctions, and trade advances. Additionally, it operates Payswiff, an omnichannel payment transaction solution that lets business owners accept payments from their customers in-store, at-home deliveries, online and on-the-go using mPOS, and POS solutions. The company was incorporated in 1978 and is based in Chennai, India.

Headquarters
Chennai, India
Employees
51,320
Promoter Holding
51.95%

Cholamandalam Investment and Finance Company and the Credit Services industry

Cholamandalam Investment and Finance Company is one of 219 listed companies in the Credit Services industry. At a P/E of 23.3, it trades above the industry median of 17.3.

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Cholamandalam Investment and Finance Company: key questions

What does Cholamandalam Investment and Finance Company do?

Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments.

What is the share price of Cholamandalam Investment and Finance Company?

Cholamandalam Investment and Finance Company (CHOLAFIN) last traded at ₹1,553.00 on the NSE, down 1.4% on the day. Over the past 52 weeks it has traded between ₹1,299.40 and ₹1,952.50. The current price is 20.5% below its 52-week high.

What is the market cap of Cholamandalam Investment and Finance Company?

Cholamandalam Investment and Finance Company has a market capitalisation of ₹1.35 L Cr, which makes it a large-cap company. It is the 3rd largest of 219 listed companies in the Credit Services industry by market capitalisation.

What is the P/E ratio of Cholamandalam Investment and Finance Company?

Cholamandalam Investment and Finance Company trades at a price-to-earnings (P/E) ratio of 23.3. The median P/E across profitable companies in the Credit Services industry is 17.3.

What are Cholamandalam Investment and Finance Company's ROE and ROCE?

For the financial year ended March 2026, Cholamandalam Investment and Finance Company reported a return on equity (ROE) of 17.2% and a net profit margin of 31.2%.

How fast is Cholamandalam Investment and Finance Company growing?

In the financial year ended March 2026, Cholamandalam Investment and Finance Company's revenue grew 24.9% and net profit grew 22.8% compared with the previous year.

Does Cholamandalam Investment and Finance Company have debt?

Cholamandalam Investment and Finance Company has a debt-to-equity ratio of 6.95, meaning borrowings are about 7.0 times shareholders' equity.

Does Cholamandalam Investment and Finance Company pay a dividend?

Cholamandalam Investment and Finance Company has a dividend yield of 0.13% at the current share price.

What is the promoter holding in Cholamandalam Investment and Finance Company?

Promoters hold 52.0% of Cholamandalam Investment and Finance Company. Institutional investors hold 34.1%.

Which companies are similar to Cholamandalam Investment and Finance Company?

Listed companies close to Cholamandalam Investment and Finance Company in size within the Credit Services industry include Bajaj Finance, Shriram Finance, Tata Capital, Power Finance Corporation, Indian Railway Finance Corporation and Muthoot Finance.

Figures are for information only and are not investment advice.

The full Cholamandalam Investment and Finance Company analysis

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  • 10-year financialsIncome statement, balance sheet and cash flow, year by year.
  • Valuation & fair valueFair-value estimates, quality scores and a value grade.
  • Charts & technicalsCandlestick charts, RSI, MACD, Supertrend and detected patterns.
  • Shareholding historyPromoter, FII, DII and public holdings across every quarter.
  • Ace investor holdingsWhich well-known investors hold it, and how their stake changed.
  • Deals & insider tradesBulk and block deals, insider transactions and mutual-fund holdings.