Paisalo Digital (PAISALO) Share Price

NSE · Financial Services · Credit Services · ISIN INE420C01059

₹81.50+0.00 (+0.00%)

Key metrics

Market Cap
₹7,477 Cr
P/E Ratio
28.71
EPS
2.77
Book Value
19.71
P/B Ratio
4.13
ROE
13.23%
ROCE
6.23%
Debt / Equity
2.43
Net Margin
25.21%
Revenue Growth
22.19%
Profit Growth
18.53%
Dividend Yield
0.12%
52W High
₹94.88
52W Low
₹30.00
Market Cap Band
mid cap
Face Value
1

Ratios computed from the annual results period ending 2026-03-31.

About Paisalo Digital Limited

Paisalo Digital Limited, a non-banking financial company, engages in providing loans through its financial products in India. It offers small income generation loans, including Umeed loans, Pragati loans, and Vikas loans for self-employed individuals and small business owners in rural and semi-urban areas, supporting sectors like agriculture, retail, and handicrafts. The company also provides mobility loans, such as Gati loans for auto and electric rickshaw drivers, Raftaar loans for small vehicle owners, Do Ka Dum loans for two-wheeler purchase, and Ready Steady Go loans to purchase pre-owned cars; and entrepreneurial loans, including Udaan loans to empower entrepreneurs for business growth and expansion for commercial vehicles, used cars, two-wheelers, three-wheelers, agricultural equipment, and medical equipment. In addition, it provides SME and MSME loans, and corporate loans across the manufacturing, services, and trading sectors. The company was formerly known as S. E. Investments Limited and changed its name to Paisalo Digital Limited in January 2018. Paisalo Digital Limited was incorporated in 1992 and is headquartered in Agra, India.

Headquarters
Agra, India
Employees
3,076
Promoter Holding
57.86%

Paisalo Digital and the Credit Services industry

Paisalo Digital is one of 219 listed companies in the Credit Services industry. At a P/E of 28.7, it trades above the industry median of 17.1.

All Credit Services stocks →Financial Services sector stocks →

Paisalo Digital: key questions

What does Paisalo Digital do?

Paisalo Digital Limited, a non-banking financial company, engages in providing loans through its financial products in India.

What is the share price of Paisalo Digital?

Paisalo Digital (PAISALO) last traded at ₹81.50 on the NSE, unchanged on the day. Over the past 52 weeks it has traded between ₹30.00 and ₹94.88. The current price is 14.1% below its 52-week high.

What is the market cap of Paisalo Digital?

Paisalo Digital has a market capitalisation of ₹7,477 Cr, which makes it a mid-cap company. It is the 26th largest of 219 listed companies in the Credit Services industry by market capitalisation.

What is the P/E ratio of Paisalo Digital?

Paisalo Digital trades at a price-to-earnings (P/E) ratio of 28.7. The median P/E across profitable companies in the Credit Services industry is 17.1.

What are Paisalo Digital's ROE and ROCE?

For the financial year ended March 2026, Paisalo Digital reported a return on equity (ROE) of 13.2%, a return on capital employed (ROCE) of 6.2% and a net profit margin of 25.2%.

How fast is Paisalo Digital growing?

In the financial year ended March 2026, Paisalo Digital's revenue grew 22.2% and net profit grew 18.5% compared with the previous year.

Does Paisalo Digital have debt?

Paisalo Digital has a debt-to-equity ratio of 2.43, meaning borrowings are about 2.4 times shareholders' equity.

Does Paisalo Digital pay a dividend?

Paisalo Digital has a dividend yield of 0.12% at the current share price.

What is the promoter holding in Paisalo Digital?

Promoters hold 57.9% of Paisalo Digital. Institutional investors hold 10.8%.

Which companies are similar to Paisalo Digital?

Listed companies close to Paisalo Digital in size within the Credit Services industry include Creditaccess Grameen, IFCI, Five-Star Business Finance, SBFC Finance, Tourism Finance Corporation of India and OnEMI Technology Solutions.

Figures are for information only and are not investment advice.

The full Paisalo Digital analysis

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  • 10-year financialsIncome statement, balance sheet and cash flow, year by year.
  • Valuation & fair valueFair-value estimates, quality scores and a value grade.
  • Charts & technicalsCandlestick charts, RSI, MACD, Supertrend and detected patterns.
  • Shareholding historyPromoter, FII, DII and public holdings across every quarter.
  • Ace investor holdingsWhich well-known investors hold it, and how their stake changed.
  • Deals & insider tradesBulk and block deals, insider transactions and mutual-fund holdings.