SBI Cards and Payment Services (SBICARD) Share Price
NSE · Financial Services · Credit Services · ISIN INE018E01016
Key metrics
- Market Cap
- ₹54,053 Cr
- P/E Ratio
- 23.95
- EPS
- 23.72
- Book Value
- 165.25
- P/B Ratio
- 3.44
- ROE
- 13.78%
- ROCE
- —
- Debt / Equity
- 2.81
- Net Margin
- 13.87%
- Revenue Growth
- 9.53%
- Profit Growth
- 13.06%
- Dividend Yield
- 0.44%
- 52W High
- ₹965.00
- 52W Low
- ₹547.65
- Market Cap Band
- large cap
- Face Value
- 10
Ratios computed from the annual results period ending 2026-03-31.
About SBI Cards and Payment Services Limited
SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate, central travel, utility, and corporate purchase and virtual cards. It also acts as a corporate insurance agent for selling insurance policies to credit card customers. The company was incorporated in 1998 and is headquartered in Gurugram, India. SBI Cards and Payment Services Limited operates as a subsidiary of State Bank of India.
- Headquarters
- Gurugram, India
- Employees
- 4,218
- Promoter Holding
- 68.58%
SBI Cards and Payment Services and the Credit Services industry
SBI Cards and Payment Services is one of 219 listed companies in the Credit Services industry. At a P/E of 23.9, it trades above the industry median of 17.6.
All Credit Services stocks →Financial Services sector stocks →
Related companies
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- L&T FinanceLTF · ₹262.00₹64,866 Cr
- HDB Financial ServicesHDBFS · ₹539.10₹48,361 Cr
- Sundaram FinanceSUNDARMFIN · ₹4,211.30₹46,733 Cr
- Piramal FinancePIRAMALFIN · ₹1,974.70₹46,074 Cr
- Mahindra & Mahindra Financial ServicesM&MFIN · ₹316.15₹44,392 Cr
SBI Cards and Payment Services: key questions
What does SBI Cards and Payment Services do?
SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate, central travel, utility, and corporate purchase and virtual cards.
What is the share price of SBI Cards and Payment Services?
SBI Cards and Payment Services (SBICARD) last traded at ₹573.20 on the NSE, up 0.9% on the day. Over the past 52 weeks it has traded between ₹547.65 and ₹965.00. The current price is 40.6% below its 52-week high.
What is the market cap of SBI Cards and Payment Services?
SBI Cards and Payment Services has a market capitalisation of ₹54,053 Cr, which makes it a large-cap company. It is the 10th largest of 219 listed companies in the Credit Services industry by market capitalisation.
What is the P/E ratio of SBI Cards and Payment Services?
SBI Cards and Payment Services trades at a price-to-earnings (P/E) ratio of 23.9. The median P/E across profitable companies in the Credit Services industry is 17.6.
What are SBI Cards and Payment Services's ROE and ROCE?
For the financial year ended March 2026, SBI Cards and Payment Services reported a return on equity (ROE) of 13.8% and a net profit margin of 13.9%.
How fast is SBI Cards and Payment Services growing?
In the financial year ended March 2026, SBI Cards and Payment Services's revenue grew 9.5% and net profit grew 13.1% compared with the previous year.
Does SBI Cards and Payment Services have debt?
SBI Cards and Payment Services has a debt-to-equity ratio of 2.81, meaning borrowings are about 2.8 times shareholders' equity.
Does SBI Cards and Payment Services pay a dividend?
SBI Cards and Payment Services has a dividend yield of 0.44% at the current share price.
What is the promoter holding in SBI Cards and Payment Services?
Promoters hold 68.6% of SBI Cards and Payment Services. Institutional investors hold 24.6%.
Which companies are similar to SBI Cards and Payment Services?
Listed companies close to SBI Cards and Payment Services in size within the Credit Services industry include Indian Railway Finance Corporation, Muthoot Finance, REC, L&T Finance, HDB Financial Services and Sundaram Finance.
Figures are for information only and are not investment advice.
The full SBI Cards and Payment Services analysis
Create a free account to open the complete SBICARD deep-dive — fourteen tabs of fundamental, technical, institutional and ownership data.
- 10-year financialsIncome statement, balance sheet and cash flow, year by year.
- Valuation & fair valueFair-value estimates, quality scores and a value grade.
- Charts & technicalsCandlestick charts, RSI, MACD, Supertrend and detected patterns.
- Shareholding historyPromoter, FII, DII and public holdings across every quarter.
- Ace investor holdingsWhich well-known investors hold it, and how their stake changed.
- Deals & insider tradesBulk and block deals, insider transactions and mutual-fund holdings.