Finoron

United Credit (UNITDCR) Share Price

BSE · Financial Services · Credit Services · ISIN INE858C01027

₹22.39+0.00 (+0.00%)

Key metrics

Market Cap
₹12 Cr
P/E Ratio
14.93
EPS
1.5
Book Value
57.91
P/B Ratio
0.39
ROE
2.78%
ROCE
3.43%
Debt / Equity
0.01
Net Margin
27.42%
Revenue Growth
-13.61%
Profit Growth
-15.5%
Dividend Yield
0%
52W High
₹37.83
52W Low
₹19.00
Market Cap Band
micro cap
Face Value
—

Ratios computed from the annual results period ending 2026-03-31.

About United Credit Limited

United Credit Limited, a non-banking financial company, provides hire purchase, leasing, and other financial services in India. The company operates in two segments, Financing Activity and Renting Activity. It also engages in consumer financing, investment, and capital market operations. United Credit Limited was formerly known as United India Credit and Development Company Limited and changed its name to United Credit Limited in January 1981. The company was incorporated in 1970 and is headquartered in Kolkata, India.

Headquarters
Kolkata, India
Employees
7
Promoter Holding
79.9%

United Credit and the Credit Services industry

United Credit is one of 219 listed companies in the Credit Services industry. At a P/E of 14.9, it trades below the industry median of 17.1.

All Credit Services stocks →Financial Services sector stocks →

United Credit: key questions

What does United Credit do?

United Credit Limited, a non-banking financial company, provides hire purchase, leasing, and other financial services in India. The company operates in two segments, Financing Activity and Renting Activity.

What is the share price of United Credit?

United Credit (UNITDCR) last traded at ₹22.39 on the BSE, unchanged on the day. Over the past 52 weeks it has traded between ₹19.00 and ₹37.83. The current price is 40.8% below its 52-week high.

What is the market cap of United Credit?

United Credit has a market capitalisation of ₹12 Cr, which makes it a micro-cap company. It is the 171st largest of 219 listed companies in the Credit Services industry by market capitalisation.

What is the P/E ratio of United Credit?

United Credit trades at a price-to-earnings (P/E) ratio of 14.9. The median P/E across profitable companies in the Credit Services industry is 17.1.

What are United Credit's ROE and ROCE?

For the financial year ended March 2026, United Credit reported a return on equity (ROE) of 2.8%, a return on capital employed (ROCE) of 3.4% and a net profit margin of 27.4%.

How fast is United Credit growing?

In the financial year ended March 2026, United Credit's revenue fell 13.6% and net profit fell 15.5% compared with the previous year.

Does United Credit have debt?

United Credit has a debt-to-equity ratio of 0.01, meaning borrowings are about 1% of shareholders' equity.

Does United Credit pay a dividend?

United Credit has no dividend yield at the current share price.

What is the promoter holding in United Credit?

Promoters hold 79.9% of United Credit.

Which companies are similar to United Credit?

Listed companies close to United Credit in size within the Credit Services industry include Citiport Financial Services, Golechha Global Finance, Neil Industries, Sarvottam Finvest, Triumph International Finance India and Typhoon Financial Services.

Figures are for information only and are not investment advice.

The full United Credit analysis

Create a free account to open the complete UNITDCR deep-dive — fourteen tabs of fundamental, technical, institutional and ownership data.

  • 10-year financialsIncome statement, balance sheet and cash flow, year by year.
  • Valuation & fair valueFair-value estimates, quality scores and a value grade.
  • Charts & technicalsCandlestick charts, RSI, MACD, Supertrend and detected patterns.
  • Shareholding historyPromoter, FII, DII and public holdings across every quarter.
  • Ace investor holdingsWhich well-known investors hold it, and how their stake changed.
  • Deals & insider tradesBulk and block deals, insider transactions and mutual-fund holdings.